Terms & Conditions

Last Updated: 2026-01-08

1. Mutual Understanding

By joining PeerOnPeer, you acknowledge that this is a community of mutual financial help, not a bank. Transactions are made directly between members.

2. The Commitment Fee

To ensure the longevity of the system, a non-refundable Service Fee of 10% is applicable on realized gains. This funds the technology and security maintenance.

3. The 1-in-3 Rule

To prevent system abuse, users are required to recommit funds after every cycle. Withdrawals may be paused if a user fails to maintain the strict 1-in-3 reinvestment ratio.

4. Risk Disclosure

While our algorithm is designed for stability, all financial interactions carry risk. Only participate with spare resources.

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